Do you incur late charges with your utility bills or phone bills or any other bills?
All companies charges a late fee when the payment is made after the due date.
Look – These late payment charges range from 40 to 100 rupees per bill each month.
Many wallet apps provide the facility of paying your bills online but they don’t do it automatically every month and you also would not be able to earn credit card rewards points while doing that.
Nowadays with super busy schedules and heavy demand from employers, it is very difficult to do this with multiple bills every month and that too before due date.
Most Indian families have at least 6-7 bills to pay every month like electricity bill, telephone (landline) bill, kitchen gas bill, mobile bill, internet bill, etc
OK, so what is the solution?
Use HDFC SmartPay to automate this process and stop worrying 🙂
So what is HDFC SmartPay?
SmartPay involves initiating a Simple Standing Instruction on your Credit Card to ensure that you pay your bills on time every month. In addition, when you pay with your Credit Card you can enjoy a Free credit period and Reward Points / CashBack depending on the Credit Card you have with them.
How to Register? You can register in two ways
Offline: You need to fill the application form and attach your latest self-attested utility bill along with the form and send it to them.
Online: You can log into NetBanking. (Cards>Credit Cards>Transact>SmartPay)
- Alerts to keep you aware: They send you SMS and email alerts to keep you informed about the status of your bills. The bill will be paid 8 days before the due date . You will be kept informed at every stage of your billing process. This is why they ask you to share your mobile numbers. It is mandatory for registration.
- Set your own limit on payment of mobile bills: They provide you with the option to pay as much as you want to pay. Set your limits for the maximum amount you want to pay on your mobile bills through SmartPay.
For further details, check the HDFC Bank website here
Offer: For all the fresh registrations happening from 1st April, 2017 till 30th June,2017 New Registrations will receive 5% cash back for first 6 months of registration. Maximum cash back of Rs 150/- per statement cycle. Additionally customer will also get Reward Points on SmartPay transactions basis card feature.
*Offer is applicable only for those who signup for SmartPay for the first time.
CashBack gets posted in the following statement cycle of the transaction. SmartPay needs to be active at the time of cash back posting. If SmartPay is not active, cash back would not get posted.